Financial Independence

What is your true hourly wage?

What is your true hourly wage? Think you know? It might be different than you think. Your hourly wage or your salary can be deceiving....

The Opportunity Cost of Owning a Car

In life, we face a handful of important decisions that can shape our lives for decades to come. Car ownership is one of those decisions we m

The Opportunity Cost of a Beer Gut

Behold! The beer gut. To some, it is an art form. It takes hours and weeks and years of laborious drinking to achieve optimal roundness...

The Path to Semi-Retirement

Semi-retirement is about breaking away from the rat race to do what you love. It is leaving behind the nine to five world of mindless...

Common Financial Mistakes to Avoid

It is our responsibility to learn from our mistakes, and also our duty to pass on the lessons to others.

THE DEBT GAME

What chance do we have of being financially successful, if going to college means being in debt for the next twenty years?

Choose Happiness

People don’t work to gain wealth anymore. Many people find that they are working to pay off their accumulated debt. It’s tough out there,...

Geoarbitrage Spain

Geoarbitrage is an interesting concept, often closely related to the definition of lifestyle design. It basically means relocating in...